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Investor Presentaiton

BRI'S CORPORATE STRATEGY BRI 2 Quality of Growth 1 Productive asset growth while maintaining quality by focusing on high yield asset expansion and accelerating new growth drivers CASA Sustainability Increasing CASA market share by building ecosystem through territorial control & referrals and relying on transaction tools & Cash In/ Cash Out capability The Most Valuable BRI Group Synergy 3 Banking Group in Cohesive synergies among entities as an anchor of solid sustainable growth; Cross selling between segments and products, creating solutions for customers across the value chain Southeast Asia & Champion of 4 Financial ESG Principles Implementation Committed to implement business management principles that adhere to the values of ESG in order to have a positive impact on the community (deliver value beyond profit) Inclusion 5 Excellence Enablers Strengthen employee capabilities, system reliability, services and networks, as well as data analytics to provide superior quality banking services 4
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