2021 Results and Financial Review

Confidence to invest for the future On top of £4.75bn¹ shareholder return we have the capacity and confidence to invest for the future £200m for efficiency Investing over 2022-23 to drive the next phase of cost reduction and reach our target of £750m reduction gross of inflation by 2024 All footnotes on pages 64-66 £300m for growth £385m Succession Wealth Investing over 2022-24 to drive targeted profitable growth and achieve £100m operating profit benefits by 2025 Acquisition of Succession Wealth to build out our Advice capability in Wealth, delivering double digit return on investment AVIVA 11

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