Muthoot Finance Business Overview

Pa Muthoot Finance Key Financial Parameters Particulars Number of Branches Number of Employees Q1 FY 2024 Q4 FY 2023 Q1 FY 2023 (in millions) FY 2023 782 768 755 768 8,421 8,022 6,596 8,022 Gross Loan AUM (*) 70,082 61,925 46,964 61,925 Gross Loan Assets (*) 55,914 47,134 39,547 47,134 Capital Adequacy Ratio (%) 22 22 25 22 Total Revenue (*) 3,603 3,315 2,097 10,379 Total Expense (*) 2,925 2,238 1,925 8,686 Profit Before Tax (*) 678 1,077 172 1,693 Profit After Tax (*) 517 815 138 1,303 Stage III Loan Assets 906 1,146 3,389 1,146 % Stage III assets on Gross Loan Assets 1.62 2.43 8.57 2.43 Stage III ECL Provision 789 840 2,288 840 ECL Provision 1,104 957 2,551 957 ECL Provision as a % of Gross Loan Assets 1.97 2.03 6.45 2.03 Shareholders Funds (*) 11,445 10,923 9,784 10,923 Total Outside Liabilities (*) 52,389 51,346 36,594 51,346 Total Assets (*) 63,834 62,269 46,378 62,269 79

View entire presentation