Investor Presentaiton

Key Business Performance Highlights (2/2) Long term Credit Rating CARE A-(stable) and ICRA A-(stable); Short term rating CARE A1 and ICRA A1, Grading MFI1 (highest order) Social rating sA from Microfinanza, C1 Code of Conduct Assessment (COCA) from ICRA, the highest grade - Implemented cashless disbursements across 100% branches - 12% of collection via cashless mode in Jun'20, adopting entirely new and digital measures Only lender to 58% clients at the time of disbursement for MFI lending Book value per share at Rs. 281.89; Post rights issue of Rs. 120 crores with addition of 1.99 crore shares, Book Value per share will be Rs. 220.32 Awarded Companies with Great Manager award and National Best Employer Brands in NBFC Sector; Awarded 8th Rank In "Dream Companies to Work For" Satin Housing Finance Ltd (SHFL), AUM of Rs. 144 crore, Standalone credit rating of CARE BBB (Stable). 9 active lenders including refinance facility from NHB Taraashna Financial Services Ltd (TFSL) AUM at Rs. 677 crores, added two new BC partners Satin Finserv Ltd, Satin's MSME arm, AUM of Rs. 118 Crore, Standalone credit rating of CARE BBB- (Stable). SFL too has been brought to own in-house software now Figures are on consolidated basis unless otherwise stated SATIN CREDITCARE NETWORK LTD. Reaching out! SATIN 13

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