Second Quarter 2017 Earnings Report

B2B Operating Margin Q2 Operating Margin Operating margin of 5.5% in the current period compared to 5.2% in the prior year period, as lower depreciation and amortization expense was partially offset by higher technology expense Depreciation and amortization of approximately $11 million, compared to $13 million in the prior year period EBITDA* margin of 16.6% compared to 18.2% in the prior year period Negatively impacted by higher technology expense *Note: See appendix for reconciliation of Non-GAAP to GAAP financial measures. WESTERN WU UNION Western Union Confidential | ©2017 Western Union Holdings, Inc. All rights reserved. moving money for better 14

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