Investor Presentaiton

Scotiabank Scotiabank Overview Rick Waugh President & Chief Executive Officer Q1/08 Results Change Q1/08 Yr/Yr Qtr/Qtr Net income ($mm) $835 (18)% (12)% EPS $0.82 (19)% (14)% ROE 18.3% (380) bp (270) bp Productivity ratio 56.5% 290 bp 210 bp 4

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