Gold Loan Portfolio Analysis

LIABILITIES Stable sources of funding* Ⓡ Muthoot Finance Jun-22 Mar-22 Jun-21 Growth Growth (in million) (in million) (in million) YoY (%) QoQ (%) Secured Non-Convertible Debentures (Muthoot Gold Bonds) 1,945 2,195 2,524 (23) (11) Secured Non-Convertible Debentures- Listed 122,542 123,034 133,057 (8) 0 Borrowings from Banks/Fls 233,483 276,631 208,484 12 (16) External Commercial Borrowings- Senior secured 78,973 75,792 74,330 6 4 Notes Subordinated Debt Subordinated Debt -Listed 1,431 1,431 1,720 (17) 0 Commercial Paper 9,892 43,605 (100) (100) Other Loans 15,893 9,726 14,399 10 63 Total 454,267 498,701 478,119 (5) (9) *Principal amount of Borrowings 24 24

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