Investor Presentaiton

Initiatives in Sustainability (1) Tochigi Bank Declaration on SDGs TOCH GN TOCHIGI BANK We announced the Tochigi Bank Declaration on SDGs and concrete initiatives in August 2019. We want to create a sphere of harmonious co-existence that generates a virtuous cycle locally by adopting a proactive approach to environmental and local community issues. By taking such an approach, we will achieve sustainable development of the environment, local community, all stakeholders, and Tochigi Bank, and realize local SDGs. That is our view of sustainability. Tochigi Bank Declaration on SDGs Based on our management philosophy, "We will contribute to the creation of a prosperous regional community." Tochigi Bank continues to contribute to the sustainable development of local communities and to the resolution of challenges through our business activities, to achieve the sustainable development goals (SDGs) established by the United Nation. Local economy Environmental protection Shop Vision of the Tochigi Bank Group Achieving Local SDGs TOCH GN Tochigi Bank TOCHIGI BANK Positive impact Company City Hall Local community Company Respect for human rights 25

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