Investor Presentaiton
Key Performance Indicators
Banks & NBFCs
Lenders post highest growth in 5 years after navigating through
multiple headwinds
40
33%
Global Financial
Crisis
30
30
25%
21%
20
20
16%
13%
10
8%
Player-group wise y-o-y growth in advances
Taper
Tantrum¹
28%
27%
26%
24%
22%
16%
Demonetization
IL&FS -
Onset of
Global
Liquidity Crisis Covid-19
economy
downturn;
Ukraine War
27%
19%
19%
16%
15%
15%
10%
15%
8%
18%
13%
17%
8%
11%
5%
10%
8%
6%
5%
4%
0
2008 2009
2010
2011
2012
2013
2014
2015
2016
2017
2018 2019
2020
2021
2022
2023
Bank Credit growth (YoY)
NBFCS AUM growth (YoY)
1. Taper Tantrum crisis of 2013 refers to foreign investors pulling out money from equities and bonds in emerging markets as a reaction to US Fed announcement of reducing/ceasing its
bond purchase program; this led to a tightening of liquidity available in the market, impacting both banks & NBFCs
Note: Analysis has been made based on 29 NBFCs (10 HFCs, 2 Gold, 3 MFI and 14 Diversified NBFCs) and 35 Banks (12 PSU, 10 Private-New, 9 Private-old banks and 4 Small Finance Banks)
Source: Capitaline, Quarterly Results, Investor Presentation, Annual Report, BCG Analysis
10
%
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