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Investor Presentaiton

BREAK-UP OF OPERATING EXPENSES ā“‡ Muthoot Finance Yearly (%) Quarterly (%) Mar- Mar-21* Mar-20* Mar-18 Mar-17 Mar-16 Mar-15 Mar-14 Mar-13 19* Q2 FY Q2 FY Q1 FYH1 FY H1 FY 2022 2021 2022* 2022* 2021* Employee Benefit 49 52 54 47 48 49 53 52 52 44 53 52 17 47 56 Expenses Rent 12 12 13 12 12 13 14 14 12 11 13 14 12 12 Advertisement & 6 6 7 5 3 5 5 CO 6 5 6 6 5 5 6 Publicity Communication Costs 2 2 2 3 2 3 3 3 2 2 2 2 2 2 Traveling and 1 1 2 1 1 1 2 2 2 1 1 1 1 1 Conveyance Printing and Stationery 1 1 1 1 1 1 1 2 2 1 1 1 1 1 Repairs and 2 2 2 2 2 2 2 3 2 3 3 2 Maintenance Legal and Professional 2 1 1 1 1 1 2 2 1 1 1 1 1 2 Charges Business Promotion 2 3 1 1 1 1 2 3 1 3 1 1 3 Expenses Directors Remuneration 4 3 2 2 2 2 1 2 2 1 2 Depreciation and 3 2 3 3 3 4 7 4 4 2 2 3 3 3 Amortisation Expenses Others 12 9 8 19 5O 8 CO 6 6 LO 5 13 6 8 11 8 Provision For Standard . 17 9 2 2 7 & NPA Assets Impairment on Financial 5 LO 5 2 2 I 14 2 8 11 11 3 instruments Total 100 100 100 100 100 100 100 100 100 100 100 100 100 100 *Under IND-AS 43
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