Investor Presentaiton
IFS - Europe-Mediterranean
Volumes and risks
%Var/4Q20
%Var/3Q21
%Var/2020
at constant
at constant
at constant
4Q21
historical
scope and
exchange
historical
scope and
exchange
2021
historical
Average outstandings (€bn)
rates
rates
scope and
exchange
rates
LOANS
DEPOSITS
34.5
40.7
-1.4%
-1.6%
+10.6%
+9.7%
-1.1%
+0.5%
+5.5%
+6.6%
34.3
40.1
-6.7%
-4.0%
+4.9%
+7.5%
Poland 52%
Geographical breakdown in
loans outstanding in 4Q21
● Cost of risk/ loans outstanding
Annualised cost of risk / outstandings
as at beginning of period
4Q20
1Q21
2Q21
3Q21
4Q21
Turkey 25%
Turkey
Ukraine
Poland
Others
Mediterranean 17%
Europe Mediterranean
1.36%
0.73%
1.21%
0.04%
0.61%
0.62%
-0.09%
1.49%
-0.26%
0.85%
0.59%
0.30%
0.26%
0.06%
-0.03%
1.44%
0.30%
0.69%
0.61%
0.78%
1.02%
0.42%
0.65%
0.17%
0.34%
Ukraine 2% Africa 4%
TEB: a solid and well capitalised bank
•
Solvency ratio1 of 18.05% as at 31.12.21
•
Very largely self-financed
1.2% of the Group's loans outstanding as at 31.12.21
1. Capital Adequacy Ratio (CAR)
BNP PARIBAS
The bank for a changing world
2021 Full Year Results | 78View entire presentation