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Investor Presentaiton

Debt securities issued Debt financial instruments by type (nominal value, PLN mn) Debt financial instruments by currency (nominal value, PLN mn) CAGR +2.2% 8,077 9,152 515. Short-term 9,152 EUR notes 6,696 01 33300 7,873 -260- 7,584 -160- 8,077 PLN 7,457 195 7,873 Long-term notes 7,584 7,457 6,696 4,572 Mortgage CB 3,402 45.6% 8,637 (public + private offer) 2,361 4,198 3,964 3,402 7,447 7,613 7,424 6,696 7,362 54.4% 4,336 4,675 4,580 3,675 3,620 4,055 2017 2018 2019 2020 2021 2022H1 Maturity of debt financial instruments by type (nominal value, PLN mn) 800 2022 1,450 2,860 2017 2018 2019 2020 2021 2022H1 EUR Mortgage Covered Bonds PLN Mortgage Covered Bonds PLN Notes 310 600 225 95 117 201 100 2023 2024 2025 2026 2028 2029 Covered Bonds Investor Presentation 22
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