Bajaj Finserv - Covid-19 Update and Business Continuity Plan
BAGIC - KEY STRATEGIC DIFFERENTIATORS
STRATEGY
BBAJAJ Allianz
Strive for market share growth in chosen segments through a well-diversified product portfolio and
multi-channel distribution supported by prudent underwriting
DIFFERENTIATORS
Strong selection of Risk & prudent underwriting
Balanced Product Mix
Deep and wide distribution
Retail orientation
Industry leading combined ratios consistently over
time-BAGIC's Combined Ratio stood at 100.8% FY20
ā Business construct is to deliver superior ROE
Offers a wide range of general insurance products
across retail and corporate segments
Continuous improvements in product features &
investments in digital technologies to maintain
competitive edge
Multi channel distribution network encompassing
broking, direct, multi-line agents, bancassurance
network serving retail and corporate segments
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Focused on retail segments ā mass, mass affluent and
HNI while maintaining strong position in institutional
business
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