International Banking Volume & Growth Summary
CANADIAN RESIDENTIAL MORTGAGE PORTFOLIO
$101.5
49%
$11.4
Insured
Total Portfolio:
$206 billion
$90.1
$36.1
$31.1
$8.0
$3.8
$16.0
$1.8
$28.1
$27.3
$11.7
$0.2 $9.4
$0.7
$14.2
$11.5
$8.7
51%
Ontario
BC &
Territories
Alberta
Quebec
Atlantic
Provinces
Manitoba &
Saskatchewan
Uninsured
Freehold $180B
Condos $26B (Spot Balances as at Q4/17, $B)
Average LTV of uninsured mortgages is 51%¹
New originations² average LTV of 64% in Q4/17
1 LTV calculated based on the total outstanding balance secured by the property. Property values indexed using Teranet HPI data.
2 New originations defined as newly originated uninsured residential mortgages and have equity lines of credit, which include mortgages for purchases,
refinances with a request for additional funds and transfer from other financial institutions.
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