Earnings & Dividend Growth Presentation

CORPORATE SOCIAL RESPONSIBILITY OUR BELIEF FINANCIAL KNOWLEDGE ACCESS TO FINANCE We believe every customer has the right to become better off. Through our CSR commitments we aim to create value for both society and Scotiabank, building a better future. 598 DIVERSITY AND INCLUSION INVESTING IN YOUNG PEOPLE RESPONSIBLE FINANCING MAINTAINING TRUST CLIMATE CHANGE 660,000 Canadian students participated in Talk With Your Kids About Money day in 2017 More than $5 BILLION in microlending globally in 2017 33% women in leadership positions (VP+) in 2017 $80 MILLION in donations globally in 2017 to support the communities we operate in $4.7 BILLION in calculated authorized exposure to the renewable energy sector globally in 2017 Greenhouse gas reduction target: 10% GLOBALLY BY 2021 based on 2016 levels We received feedback from over 2 MILLION customers in 2017 from "The Pulse" - our customer experience management system MEMBERSHIPS & ASSOCIATIONS THE GLOBAL COMPACT United Nations Global Compact CDP DRIVING SUSTAINABLE ECONOMIES TCFD TASK FORCE ON CLIMATE-RELATED FINANCIAL DISCLOSURES EQUATOR PRINCIPLES CP CARBON PRICING LC LEADERSHIP COALITION FINANCE UNEP INITIATIVE EURONEXT vige eiris INDICES WORLD 120 Scotiabank 70

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