Full Year 2022 Outlook and Key Company Highlights

Key Investment Highlights 20 喎 Profitable, growing financial technology company ㅁㅁㅁ Installment loan category disruptor Differentiated business model with low cost spread-based lending creates a competitive advantage and minimizes interest rate risk Potential strategic growth via product extensions, new structures, strategic partnerships and/or acquisitions Founder, CEO and Executive Chairman as largest shareholder Owner/operator dynamic aligns incentives to maximize shareholder value Schwartz family recently purchased $1.9 million of Class A shares in the open market OppFi

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