Investor Presentaiton

Fees and Commissions performance Rs in mln Standalone Results Description Var % 9M'19 9M'18 Branch banking customer fees 1,209 1,143 6% Consumer finance related fees 707 626 13% Card related fees (debit and credit cards) 1,180 1,178 0% Investment banking fees 237 475 -50% Financial Institution rebate / commission 177 202 -12% Corporate service charges / facility fee 83 144 -42% Commission on trade 302 412 -27% Commission on guarantees 352 269 31% Commission on cash management 539 510 6% Commission on remittances including home remittances net 2,073 1,802 15% Commission on bancassurance 1,017 1,000 2% Commission on Benazir Income Support Program 597 361 66% Others Domestic Total International Total 251 360 -30% 8,722 8,481 3% 1,845 1,509 22% Bank Total 10,567 9,990 6% International Total - USD in '000 12,462 12,844 -3% UBL Performance Overview - 9M 2019 27

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