Investor Presentaiton
Pbn
Net interest income steady as NIM stabilizes
Weak net interest income driven by lower asset yields
■ Interest Income ■Interest expense
77.0
86.1
75.0
Pbn
Margins starting to stabilize
NII
-Quarterly NIM
PRIVATE AND PROPRIETARY
•
Lower lending rates;
credit card rate cap
3.7%
3.5%
3.4%
3.4%
3.4%
•
Decline in loan
balances
Shorter duration of
investment securities
20.2
-8% YoY
19.0
116.2
18.5
18.8
18.7
107.8
-1% QoQ
87.2
-19% YoY
-12.1
-21.7
-44% YoY
-39.2
Lower rates and robust
CASA growth driving
funding cost decline
4Q20
1Q21
2Q21
3Q21
4Q21
2019
2020
2021
© Metropolitan Bank & Trust Company | Investor Relations | February 2022 | MBT Company Presentation
12
This material was produced by Metrobank for information purposes only and is intended to be used in presentations by the Bank at investor meetings and does not constitute a recommendation regarding the securities of the Bank or any of its affiliates.
It must not be released to other parties in whatever form without prior consent of the authors.
Metrobank
You're in good handsView entire presentation