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Investor Presentaiton

O Strong Capital Position Capital Adequacy Ratio Basel III 20.2% 18.6% 17.2% 17.2% 15.3% 15.3% 14.6% 24.7% 22.8% 23.0% 22.8% 22.1% 21.7% 22.2% Tier 2 Total Tier 1 21.8% 13.025% +1.625% TLAC 4022 11.40% 9.40% 15.3% 15.3% 14.7% 15.1% 15.4% 15.4% 15.7% CET1 7.90% 13.9% 12.7% 12.4% 12.1% 11.9% 12.7% 12.7% 2014 2015 2016 2017 2018 2019 2020 2021 2022 3Q22 4Q22 1Q23 2Q23 3Q23 RWA annual growth +11% +8% +16% (2%) +19% +7% +17% (8%) (1%) (3%) (1%) 10% 10% 10% DB Div Rev 28 NIM NI ROE TI LD Dep BAP ICAP Guid ESG Eco Loan Mkt Hist C/I App TLAC to 2025 17.90% Minimum Regulatory Ratios GRUPO FINANCIERO BANORTE
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