Investor Presentaiton
STRONG LIQUIDITY
GEL millions
LIQUID ASSETS TO TOTAL LIABILITIES
LCR AND NSFR
27
JSC Bank of Georgia standalone (Basel III Liquidity)
133.6%
38.3%
34.9%
33.9%
125.5%
30.5%
120.1%
11,355
13,000
100.3%
16,419
17,616
5,560
5,379
4,347
4,540
31-Dec-17
Liquid assets
31-Dec-18
31-Dec-19
Total liabilities
31-Mar-20
Liquid assets to total liabilities
NET LOANS TO CUSTOMER FUNDS & DFIS
109.4%
115.5%
118.4%
121.3%
103.2%
104.9%
99.6%
89.0%
31-Dec-17
31-Dec-18
31-Dec-19
31-Mar-20
Net loans to customer funds & DFIs
Netloans to customer funds
GEL millions
31-Dec-17
31-Dec-18*
136.7%
123.5%
132.5%
121.2%
31-Dec-19*
31-Mar-20*
Liquidity coverage ratio
Net stable funding ratio
* 2018-2020 ratios are calculated for standalone Bank of Georgia according to NBG guidelines
CUMULATIVE MATURITY GAP | 31 MARCH 2020
1,245
1,144
174
(320) (3,734) (1,838)
6.3%
5.8%
0.9%
On
0-3
Demand Months
3-6
Months
-1.6%
6-12
Months
1-3 Years >3 Years
-9.3%
-19.0%
Maturity gap
Maturity gap, as % of total assetsView entire presentation