Investor Presentaiton
fogether
TAN
we can
Income
Amt in Crore G20
pnb
2023 INDIA
Q2
Q1
Q2
YoY Variation
QoQ Variation
HY1
HY1
YoY Variation
SI.
Parameters
FY23
FY24
FY24
Amt.
%
Amt.
%
FY23
FY24
Amt.
%
1
Interest Income (2+3+4)
20154
25145
26355
6201
30.8%
1209
4.8%
38911
51500
12589
32.4%
2
Interest on Advances
13550
17756
18464
4914
36.3%
708
4.0%
25808
36221
10413
40.3%
3
Interest on Investments
6111
6575
7095
984
16.1%
520
7.9%
12030
13670
1640
13.6%
4
Other Interest Income
494
814
796
302
61.0%
-18
-2.2%
1073
1609
536
50.0%
5
Other Income (6+7+8+9)
2847
3434
3028
181
6.4%
-406
-11.8%
5384
6462
1078
20.0%
of which
6
Fee Based Income
1307
1785
1375
68
5.2%
-411
-23.0%
3058
3160
102
3.3%
Out of which
6.1
Processing Fees
166
574
180
14
8.2%
-394
-68.6%
696
754
58
8.3%
6.2
Non Fund Based Income
124
139
194
70
56.9%
55
39.7%
234
333
99
42.1%
6.3
Income from Insurance & MF
108
86
107
0
-0.4%
21
24.3%
180
194
14
7.6%
6.4
Credit Card
26
34
36
11
40.6%
3
7.7%
52
70
18
34.5%
7
Recovery in Written off Accounts
1100
1022
1381
281
25.5%
8
Treasury income
102
618
264
162
159.1%
359
-354
35.1%
2425
2403
-22
-0.9%
-57.2%
-431
882
1313
-304.7%
of which
8.1
Profit on Sales on Investments
160
308
136
-24
-15.1%
8.2
Profit on Exchange Transaction
100
203
59
-41
-41.0%
-172
-144
-55.9%
733
444
-289
-39.4%
-70.9%
404
262
-142
-35.2%
8.3
Profit/Loss on Revaluation of Investment
-158
107
69
-1568
176
1744
9
Others
339
9
9
-330
10
Total Income (1+5)
23001
28579
29383
6382
-97.5%
27.7%
0
804
-0.2%
2.8%
332
44295
17
-315
-94.9%
57962
13667
30.9%
Asset
Share/
Highlights
Business
Financial
Quality
Capital
Digitalization
HR/Network/GB/RRB
ESG/
Award
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