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Investor Presentaiton

fogether TAN we can Income Amt in Crore G20 pnb 2023 INDIA Q2 Q1 Q2 YoY Variation QoQ Variation HY1 HY1 YoY Variation SI. Parameters FY23 FY24 FY24 Amt. % Amt. % FY23 FY24 Amt. % 1 Interest Income (2+3+4) 20154 25145 26355 6201 30.8% 1209 4.8% 38911 51500 12589 32.4% 2 Interest on Advances 13550 17756 18464 4914 36.3% 708 4.0% 25808 36221 10413 40.3% 3 Interest on Investments 6111 6575 7095 984 16.1% 520 7.9% 12030 13670 1640 13.6% 4 Other Interest Income 494 814 796 302 61.0% -18 -2.2% 1073 1609 536 50.0% 5 Other Income (6+7+8+9) 2847 3434 3028 181 6.4% -406 -11.8% 5384 6462 1078 20.0% of which 6 Fee Based Income 1307 1785 1375 68 5.2% -411 -23.0% 3058 3160 102 3.3% Out of which 6.1 Processing Fees 166 574 180 14 8.2% -394 -68.6% 696 754 58 8.3% 6.2 Non Fund Based Income 124 139 194 70 56.9% 55 39.7% 234 333 99 42.1% 6.3 Income from Insurance & MF 108 86 107 0 -0.4% 21 24.3% 180 194 14 7.6% 6.4 Credit Card 26 34 36 11 40.6% 3 7.7% 52 70 18 34.5% 7 Recovery in Written off Accounts 1100 1022 1381 281 25.5% 8 Treasury income 102 618 264 162 159.1% 359 -354 35.1% 2425 2403 -22 -0.9% -57.2% -431 882 1313 -304.7% of which 8.1 Profit on Sales on Investments 160 308 136 -24 -15.1% 8.2 Profit on Exchange Transaction 100 203 59 -41 -41.0% -172 -144 -55.9% 733 444 -289 -39.4% -70.9% 404 262 -142 -35.2% 8.3 Profit/Loss on Revaluation of Investment -158 107 69 -1568 176 1744 9 Others 339 9 9 -330 10 Total Income (1+5) 23001 28579 29383 6382 -97.5% 27.7% 0 804 -0.2% 2.8% 332 44295 17 -315 -94.9% 57962 13667 30.9% Asset Share/ Highlights Business Financial Quality Capital Digitalization HR/Network/GB/RRB ESG/ Award Page 19
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