Investor Presentaiton

Strongly committed and fully mobilised in support of the Moroccan and African economies against a backdrop of the global pandemic . Under Chairman Othman Benjelloun's leadership, BANK OF AFRICA made a MAD 1 billion contribution to the COVID-19 pandemic management fund established by His Majesty King Mohammed VI, an initiative which reflects the Group's strong commitment to the national cause during this period • A series of measures implemented aimed at supporting the domestic economy and helping to save jobs by assisting companies and households encountering difficulties, consistent with the Group's values as a socially responsible organisation promoting solidarity, particular, by mobilising branch networks (704 in total) and ATMs for the benefit of hundreds of thousands of citizens in Morocco • - Mobilising support for customers by launching two new products guaranteed by the Caisse Centrale de Garantie Damane Oxygène, enabling COVID-19-stricken small businesses to finance current and operating expenses and Damane Relance, helping business customers with their recovery Assistance and support for nearly 10,000 Moroccan small businesses in the form of almost MAD 12 billion of funding since the beginning of 2020 as a result of the pandemic • Crédit Entrepreneurs Covid-19 launched for entrepreneurs encountering difficulties and strong support for the economy, accounting for 30% of all loan applications under Maroc PME's Imtiaz and Istitmar programmes designed to help small businesses fund investment in technology 15

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