Major Highlights for Q3 FY24
Consistently delivering robust growth and sustained profitability...
Advances
Deposits
66,684
70,209
73,087 76,324 79,949
81,746
84,887
85,636
89,780
92,746
Profitability
1.00%
1.01%
1.00%
1.03%
0.78%
34,977
37,778
40,866
51,798
53,170
53,710
44,092
46,371
57,692
61,407
31,707
32,431
32,221
32,233
33,577
17,087
16,922
16,795
17,258
17,416
12,861
14,795
15,132
14,831
Dec 2022 March 2023 June 2023 Sep 2023 Dec 2023
■Wholesale ■ Retail
Dec 2022 March 2023 June 2023 Sep 2023
■CA SA ■TD
13,922
Dec 2023
Dec 2022 March 2023 June 2023 Sep 2023 Dec 2023
ROA
*0.75% Incl. AIF provision
Retail Secured Assets grew 53%
YOY
HL and LAP up by 24% YoY
RVF up by 157% YoY
Cards and Microfinance up 31%
YOY
Comm. Bank up by 19% YoY
Sustaining retail advances growth
momentum; moderating wholesale
growth with focus on comm.banking
apno ka bank | RBL Bank
CASA + TD < Rs. 2 crore at 60%
of Total Deposits
Less than 2cr deposits at 44.5%
60% of SA and TD acquisition
happening digitally
Deposits Less than 2 crore growth was
23% YoY
Total Income up 23% YoY & 7%
QoQ
NII up 21% YoY & 5% QoQ
Core Fee Income up 23% YoY &
7% QoQ
NIM at 5.52%
PPOP growth of 35% YoY
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