Major Highlights for Q3 FY24 slide image

Major Highlights for Q3 FY24

Consistently delivering robust growth and sustained profitability... Advances Deposits 66,684 70,209 73,087 76,324 79,949 81,746 84,887 85,636 89,780 92,746 Profitability 1.00% 1.01% 1.00% 1.03% 0.78% 34,977 37,778 40,866 51,798 53,170 53,710 44,092 46,371 57,692 61,407 31,707 32,431 32,221 32,233 33,577 17,087 16,922 16,795 17,258 17,416 12,861 14,795 15,132 14,831 Dec 2022 March 2023 June 2023 Sep 2023 Dec 2023 ■Wholesale ■ Retail Dec 2022 March 2023 June 2023 Sep 2023 ■CA SA ■TD 13,922 Dec 2023 Dec 2022 March 2023 June 2023 Sep 2023 Dec 2023 ROA *0.75% Incl. AIF provision Retail Secured Assets grew 53% YOY HL and LAP up by 24% YoY RVF up by 157% YoY Cards and Microfinance up 31% YOY Comm. Bank up by 19% YoY Sustaining retail advances growth momentum; moderating wholesale growth with focus on comm.banking apno ka bank | RBL Bank CASA + TD < Rs. 2 crore at 60% of Total Deposits Less than 2cr deposits at 44.5% 60% of SA and TD acquisition happening digitally Deposits Less than 2 crore growth was 23% YoY Total Income up 23% YoY & 7% QoQ NII up 21% YoY & 5% QoQ Core Fee Income up 23% YoY & 7% QoQ NIM at 5.52% PPOP growth of 35% YoY 7
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