ADIB 9M 2023 Earnings Report
=
Capital and Liquidity
Significant improvement in capital position with CET 1 at 13.4%
Capitalization Ratios (%)
مصرف أبوظبي الإسلامي
ADIB
Liquidity Ratios (%)
86.1%
20%
90%
82.1%
80.3%
78.0%
78.6%
17.9%
18%
18.0%
17.5%
17.7%
80%
17.2%
82.7%
70%
78.0%
75.7%
72.7%
74.3%
16%
16.8%
16.9%
60%
16.4%
16.5%
16.0%
50%
14%
40%
30%
12%
13.4%
18.9%
19.6%
21.8%
18.8%
12.8%
12.5%
12.8%
15.9%
20%
12.1%
10%
3Q 22
10%
4Q 22
1Q 23
2Q 23
3Q 23
3Q 22
4Q 22
1Q 23
2Q 23
3Q 23
CAR ratio
RWA (AEDbn)
+12%
CET1 ratio
T1 ratio
= Capitalization (AEDbn)
+18%
Eligible Liquid Asset Ratio (ELAR)
Advances to stable fund ratio (AFR)
FTD Ratio
Total Capital Movement YTD (AEDbn)
134.3
128.3
119.9
1.8
24.2
2.0
22.7
3.8
1.9
10.7
10.7
20.6
20.6
1.5
10.4
1.4
1.3
4.8
4.8
4.8
+5%
115.7
121.8
107.5
QoQ
14.5
4Q 22
2Q 23
Credit
■Operational
16.5
+7%
QoQ
17.9
+18%
-0.3
0.1
24.2
3Q 23
4Q 22
2Q 23
Market
■CET1
Additional T1
3Q 23
T2
Total Capital
4Q 22
Profit after
zakat & tax
Tier 1 Sukuk
cost
Other
Total Capital
3Q 23
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