Access to Financial Services in Kaduna State Deep Dive

EFINA Only about one quarter of rural adults in Kaduna State are banked, compared to nearly half of adults in urban areas Enhancing Financial Innovation & Access • • Banking services are still not reaching the rural areas; reach of other formal (non-bank) financial services is also limited in Kaduna State Rural adults are slightly more likely than those in urban areas to rely exclusively on informal financial services % of the adult population Rural 26% 5% 7% Urban 48% 62% 5% 6% 41% Banked Formal other (non bank) Informal Excluded Source: EFINA Access to Financial Services in Kaduna State 2020 Survey 21

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