Q2 F2023 - Bank of the West Contribution & Financial Results slide image

Q2 F2023 - Bank of the West Contribution & Financial Results

Highly diversified businesses delivering resilient performance Canadian Personal & Commercial U.S. Personal & Commercial Reported Revenue (teb¹, US$MM) 1,914 Reported Revenue ($MM) 2,529 2,547 2,629 2,546 2,385 763 750 777 738 731 1,654 1,766 1,797 1,852 1,808 Q2'22 Q3'22 Q4'22 ■Personal & Business Banking Q1'23 Q2'23 Commercial Good revenue, loan and deposit growth year-over-year Announced the approval of acquisition of AIR MILESⓇ business Continued market share growth across most product categories BMO Wealth Management AUA, AUM ($B) 738 738 767 338 312 322 425 417 429 Q2'22 Q1'23 Q2'23 ■AUA AUM Good net new client asset growth • #1 in ETF net flows Q2'23 and fiscal year-to-date • Gaining market share in Mutual Funds • • • 1,297 1,334 1,234 1,147 1,159 871 895 914 829 755 318 363 402 420 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Personal & Business Banking ■Commercial Significant One Client opportunities across all businesses Accelerating digital commercial account opening to grow deposits Increased scale and new segments with Bank of the West BMO Capital Markets Reported Revenue (teb¹, $MM) 1,718 1,564 1,586 1,405 1,264 618 636 651 554 451 1,100 928 813 851 935 Q2'22 Q3'22 ■Global Markets Q4'22 Q1'23 Q2'23 Investment and Corporate Banking Third highest quarter of revenue ever in Q2'23 • Record quarter in M&A, ranked #2 in Canada Strong growth in digital and liquid trading business 1 Operating group revenue stated on taxable equivalent basis (teb). These teb adjustments in U.S. P&C (Q2'23 US$6MM, Q1'23 US$6MM, Q4'22 US$6MM, Q3'22 US$5MM, Q2'22 US$4MM) and BMO Capital Markets (Q2'23 $84MM, Q1'23 $70MM, Q4'22 $61MM, Q3'22 $61MM, Q2'22 $60MM) are offset in Corporate Services BMOM Strategic Highlights • May 24, 2023 7
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