Investor Presentaiton

3 Strong capital position 3,434 Tier I Networth (INR Cr) 4,192 Liability Structure, Sep'16 (INR Cr) 4,655 Tier I 4,655 FY15 FY16 H1FY17 • Steady growth in Net worth over the last several years . Sub Debt issued to improve Tier II Capital • D/E (Excluding Treasury Assets): 5.1 • Consolidated Risk Weighted Assets (As a % of Gross Assets): 78% Tier II 1,159 Total Capital 5,814 Risk Weighted Assets 32,161 Consolidated Capital Adequacy 18.1% Credit Non Credit Insurance Balance Sheet Networth = Equity + Reserves - Deferred Tax Assets * 54 54

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