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Investor Presentaiton

Scotiabank (in $ millions) Q4 2022 Basel III 10 Of which securitization 11 12 Of which retail underlying Of which wholesale 13 Of which re-securitization 14 Of which senior 15 Of which non-senior Q3 2022 Basel III 1 Total exposures (1)(2) 10 Of which securitization 11 12 Of which retail underlying Of which wholesale 13 Of which re-securitization 14 Of which senior 15 ≤20% RW >20% to 50% RW Back to Table of Contents SEC3: Securitization exposures in the banking book and associated regulatory capital requirements - bank acting as originator or as sponsor a b C d Exposure values (by RW bands) e f g h i Exposure values (by regulatory approach) k j RWA (by regulatory approach) >50% to 100% RW >100% to <1250% RW 1250% RW IRBA ERBA / IAA SA 1250% 1 Total exposures (1)(2) 19,109 3,005 1,133 52 3 191 23,111 71 3,971 6 317 2 Traditional securitization 19,109 3,005 1,133 52 3 191 23,111 71 3,971 6 317 3 Of which securitization 19,109 3,005 1,133 52 3 191 23,111 71 3,971 6 317 4 Of which retail underlying 13,617 1,302 - 3 191 14,731 71 2,053 6 164 5 Of which wholesale 5,492 1,703 1,133 62 52 8,380 1,918 153 6 Of which re-securitization - 7 Of which senior 8 Of which non-senior 9 Synthetic securitization 16,693 2,598 1,106 82 3 221 20,261 76 3,583 2 Traditional securitization 16,693 2,598 1,106 82 3 221 20,261 76 3,583 3 Of which securitization 16,693 2,598 1,106 82 3 221 20,261 76 3,583 4 Of which retail underlying 12,652 1,087 41 - 3 221 13,562 76 1,854 5 Of which wholesale 4,041 1,511 1,065 82 6,699 1,729 6 Of which re-securitization 7 Of which senior 8 Of which non-senior 9 Synthetic securitization Of which non-senior (1) Includes banking book on-balance sheet investments in asset backed securities (ABS), collateralized loan obligations (CLOS), collateralized debt obligations (CDOS), and off-balance sheet liquidity lines and credit enhancements to bank sponsored conduits. (2) Includes retained positions in securitizations where the Bank acts as an originator and has achieved significant and effective risk transfer. Supplementary Regulatory Capital Disclosure Page 75 of 88 6666 IRBA 286 286 286 148 138 ERBA / IAA SA 1250% IRBA m n о P Capital charge after cap ERBA / IAA ཛྙ 1250% q
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