Investor Presentaiton

UK Market Overview: High Level Market Comparison Significant unfulfilled need in UK for greater long term savings • • • UK is a significant market Growth expected as self-funding for retirement encouraged/compelled State provision is inadequate Sustained period of reduced living standards Tax allowances for pensions savings eroded • • Massive pensions gap exists UK public reluctant to invest Increasing number of dormant/low value pension accounts Poor financial literacy • 25m population Australia 13th largest economy 19th highest per capita income 5.1% unemployment Average weekly earnings $1586 14.8m superannuation accounts $2.7tr funds 4th largest Synergies State provision (limited) Multiple pension pots per person Trust based system/presence of Master Trusts Charging structure (£/$ per member) Distrust of gov./institutions by indiv. ref. eventual payment Levels of financial literacy State compulsion of pension contributions by employer Level of switching activity Poor take up of pensions amongst younger age group • UK (Ireland) 66m population (4.9m) 5th largest economy (47th) 25th highest per capita income (5th) 4.1% unemployment (5.3%) Average weekly earnings £493 (€749) 66m pension accounts (1m+) £3.1tr funds (€87bn) 18 June 2019 Link Group Investor Presentation & Strategy Update 67

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