LRS 2023-27 Execution Plan
Glossary
Abbreviation
Expansion
Abbreviation
ALM
Asset liability management
LRD
AMO
After market order
MF
AR
Augmented reality
MFI
ASSC
Authorised sales & support centre
MSME
AUM
Assets under management
MTF
BAJAJ FINANCE LIMITED
Expansion
Lease rental discounting
Mutual funds
Microfinance
Micro, Small & Medium Enterprises
Margin Trading Finance
AUF
Assets under finance
NII
Net interest income
BBPS
Bharat bill payment system
NIM
Net interest margin
BL
Business loan
NNPA
CC
Cash credit
NPA
CIF
Cards in force
COF
CV
CX
DF
DMS
Cost of funds
Commercial vehicle
Customer experience
Developer finance
Debt management services
OD
ONDC
PAT
PBT
PCR
PL
DSA
Direct sourcing agency
PMS
ECB
External commercial borrowing
POA
Net non performing assets
Non performing assets
Overdraft
Open Network for Digital Commerce
Profit after tax
Profit before tax
Provision coverage ratio
Personal loan
Portfolio Management Services
Power of Attorney
ECL
Expected credit loss
PPI
Prepaid instruments
EDC
Electronic data capture machine
QR
Quick response
FII
Foreign institutional investor
ROA
Return on assets
FPC
Fair Practice Code
ROE
Return on equity
FPI
Foreign Portfolio Investor
SME
Small & Medium Enterprise
GMV
Gross merchandise value
STP
Straight through process
GNPA
Gross non performing assets
T1
Trade +1 Day
HL
Home loan
T2
Trade + 2 Days
HNI
High Networth Individual
UHNI
Ultra High Networth Individual
ICD
Inter corporate deposits
UI
User Interface
IPO
Initial Public Offer
UPI
Unified payment interface
LAFD
Loan against fixed deposit
UX
User Experience
LAP
Loan against property
WCDL
Working capital demand loan
LAS
Loan against securities
XIRR
Extended Internal Rate of Return
LCR
Liquidity Coverage Ratio
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