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Investor Presentaiton

COVID 19: Operational Impact ● . • SOUTH INDIAN Bank Quick Response Team is taking proactive steps to ensure business continuity. This is being reviewed periodically. Appropriate measures are taken as part of Business Continuity Plan, in order to ensure that no interruptions occur in any of the business activities. Employees were given work from home facility as a safety measure, with adequate IT infrastructure and enhanced cyber security measures which enabled safe and uninterrupted availability of service to customers. All necessary precautions are taken at branches/offices/ATMs to ensure safety of staff and customers. Ensured availability of services of more than 98% of branches/ATMs during the lock down period following all precautionary measures as per the guidelines. Ensured availability of digital and electronic channels round the clock to provide service to our customers. Digital transactions have gone up from 83% to 90% during lockdown period. Operationalized RBI'S COVID-19 regulatory package, thereby offering payment moratorium to its eligible borrowers. Offered loans under Guaranteed Emergency Credit Line to eligible borrowers. . Introduced SIB INSTA, for self on boarding (Aadhaar OTP e-KYC based) of customers. 40 40
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