H1'22 Financial Results and PagoNxt Highlights slide image

H1'22 Financial Results and PagoNxt Highlights

Links, Appendix and Glossary WM&I Wealth Management & Insurance 'We strive to become the best responsible wealth and insurance manager in Europe and the Americas' H1'22 Highlights Total contribution to Group's profit³ (€ mn) Total contribution to Group's profit³ Santander Asset Management Total assets under management1 (€ bn) 395 Total fees generated as % of the Group's total fees² 30% Santander Private Banking ROTE 57.1% BOE Underlying attributable profit (€ mn) 515 1,276 +15% YoY าก Private Banking customers (k) >220 Private Banking collaboration volume +22% YoY Private Banking net new money (€ bn) 5.8 Santander Insurance Santander Asset Management net sales (€ bn) -1.7 883 Insurance Gross written premiums +17% YoY Santander Strategic priorities Continue to build our global platform o Expand and develop our product and service proposition 。 Deploy the best digital tools Renew or improve our top 3 position as Best Global Private Bank according to Euromoney (clients up to $250mn) ■ Continue to be the preferred funds partner for our retail network • Complete the creation of the global hubs o Expand the One Investments model and methodologies • Work to complete the implementation of our digital funds distribution platforms Optimize our customer service by completing our digital proposition using customer data Manage our portfolio to extend policy life ■ Increase customer base penetration ESG transversal across our businesses: offer sustainable investment management in our private banking platform, expand our SRI range to help reach our commitment of €100bn AuM by 2025, work towards our Net Zero commitments and create a sustainable insurance value proposition. (1) Total assets marketed and/or managed. Private Banking + SAM excluding AuM of Private Banking customers managed by SAM. (2) Including fees generated by asset management and insurance transferred to the commercial network. (3) Profit after tax + net fee income generated by this business and excluding insurance one-offs in 2021. Otherwise, +8%. 63 * EUROMONEY PRIVATE BANKING 2022 PRIVATE BEST A GLOBAL KAWARD pum The Ranker GLOBAL PRIVATE BANKING AWARDS 2021 BEST PRIVATE BANK IN MEXICO PUM WEALTH TECH AWARDS 2021 BEST PRIVATE BANK FOR USE OF TECHNOLOGY LATIN AMERICA XXXIII Premios Fondos 2022 2022 Expansión allfunds PREMIO SALMÓN 2022 DIARIO FINANCIERO LVAINDICES Banco e Plataforma para in M 2021. More information at https://www.santander.com/en/about-us/where-we-are/wealth-management-insurance.
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