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Investor Presentaiton

^ Highlights Income Statement (Rs. in Billion) 4,029 16% 7% 10% 82% 19% 1,748 250 113 -799 -512 4,828 PAT Mar'22 64% Net interest income (NII) stood at Rs. 12,542 million during period under review, increased by 16%. Fee & Commission and Dividend Income increased by 29% and 86% respectively. Non Mark-up income reached at Rs. 4,080 million, increased by 7% Attributable to favorable SWAP curves (FX) income reached at Rs. 752 million in Mar 2022, increase of 206% (Mar 2020; Rs. 246 million) Profit after tax recorded at Rs.4,828 million; EPS stood at Rs. 4.22 per share (Mar 2021; Rs. 3.52) Administrative cost growth curtailed to 9% in Mar 2022; despite, increased inflation and continued investment towards technological transformation to cater the evolving needs of "Digital Age". PAT Mar'21 NII Non-Markup Non-Markup Income Expense Provision Taxation PAT Fall Rise Particulars Mar' 22 Mar 21 Growth Interest Income 39,062 Interest Expense Net Interest Income (NII) Non Markup Income Gross Income Non Markup Expense 26,521 23,774 12,980 104% 12,542 10,794 16% 4,080 3,830 7% • 16,622 14,624 14% 8,863 8,064 10% Profit Before Provisions 7,759 6,560 18% Provision Reversal (252) (139) 82% Profit Before Taxation 8,011 6,699 20% Taxation 3,183 2,671 19% Profit After Taxation (PAT) 4,828 4,029 20% Earnings Per Share (EPS) 4.22 3.52 20% 7/22
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