Investor Presentaiton
^ Highlights Income Statement
(Rs. in Billion)
4,029
16%
7%
10%
82%
19%
1,748
250
113
-799
-512
4,828
PAT Mar'22
64%
Net interest income (NII) stood at Rs.
12,542 million during period under review,
increased by 16%.
Fee & Commission and Dividend Income
increased by 29% and 86% respectively.
Non Mark-up income reached at Rs. 4,080
million, increased by 7%
Attributable to favorable SWAP curves
(FX) income reached at Rs. 752 million in
Mar 2022, increase of 206% (Mar 2020; Rs.
246 million)
Profit after tax recorded at Rs.4,828
million; EPS stood at Rs. 4.22 per share
(Mar 2021; Rs. 3.52)
Administrative cost growth curtailed to 9%
in Mar 2022; despite, increased inflation
and continued investment towards
technological transformation to cater the
evolving needs of "Digital Age".
PAT Mar'21
NII
Non-Markup Non-Markup
Income
Expense
Provision
Taxation
PAT
Fall
Rise
Particulars
Mar' 22
Mar 21
Growth
Interest Income
39,062
Interest Expense
Net Interest Income (NII)
Non Markup Income
Gross Income
Non Markup Expense
26,521
23,774
12,980
104%
12,542
10,794
16%
4,080
3,830
7%
•
16,622
14,624
14%
8,863
8,064
10%
Profit Before Provisions
7,759
6,560
18%
Provision Reversal
(252)
(139)
82%
Profit Before Taxation
8,011
6,699
20%
Taxation
3,183
2,671
19%
Profit After Taxation (PAT)
4,828
4,029
20%
Earnings Per Share (EPS)
4.22
3.52
20%
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