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Investor Presentaiton

Liability mix over the last 9 years BAJAJ FINANCE LIMITED 5% 5% 4% 5% 5% 6% 5% 8% 10% 8% 8% 3% 13% 4% 3% 4% 6% 4% 5% 6% 4% 6% 5% 4% 4% 4% 4% 7% 3% 33% 38% 35% 25% 38% 35% 38% 35% 35% 37% 43% 40% 30% 31% 28% 26% 22% 34% 58% 54% 48% 31% 53% 35% 21% 21% 22% 24% 26% 15% 12% 0% 1% 4% 6% 8% T Mar'13 Mar'14 Mar'15 Mar'16 Mar'17 ■Deposits ■Bank Loans (incl. CC/OD/WCDL) Mar'18 Mar'19 Mar'20 NCD Subordinate Debt Jun'20 ■Short term Borrowings Sept'20 Dec'20 Mar'21 ECB Standalone borrowing mix 37

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