XP Inc Results Presentation Deck

2022 posed many challenges to our business However, our business model has become less cyclical and more resilient over the years B3 Individual's Equity ADTV and Selic EoP B3 Individuals' Equity ADTV (R$ bn) 6.50% 2.2 2018 Source: B3 4.50% 3.2 2019 2.00% 6.3 2020 9.25% 6.4 2021 Selic Rate EoP 13.75% -28% 4.6 2022 XP Inc.'s Net Income (in R$ mn) 70 2013 -40%- 42 2014 3,592 2021 -0%- 3,580 2022 XP inc. 6

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