Dave Investor Day Presentation Deck

Total Revenue Dave $125M $1M $124M 2020 ■ Service Based Revenue +26% Growth Q4 '20: $36.5M $158M $12M $146M 2021 Transaction Based Revenue Q4 '21: $42.2M Note: Service Based Revenue includes GAAP Service Based Revenue adjusted for related Contra Revenue Items; Transaction Based Revenue includes GAAP Transaction Based Revenue adjusted for related Contra Revenue Items Delivered significant growth despite macro backdrop Capital constraints limited ability to invest in 2H 52

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