J.P.Morgan 4Q23 Earnings Results

JPMORGAN CHASE & CO. CONSOLIDATED BALANCE SHEETS (in millions) ASSETS Cash and due from banks Deposits with banks Federal funds sold and securities purchased under resale agreements Securities borrowed Trading assets: Debt and equity instruments Derivative receivables Available-for-sale ("AFS") securities Held-to-maturity ("HTM") securities Investment securities, net of allowance for credit losses Loans Less: Allowance for loan losses Loans, net of allowance for loan losses Accrued interest and accounts receivable Premises and equipment Goodwill, MSRs and other intangible assets Other assets TOTAL ASSETS LIABILITIES Deposits Federal funds purchased and securities loaned or sold under repurchase agreements Short-term borrowings Trading liabilities: Debt and equity instruments Derivative payables Accounts payable and other liabilities Beneficial interests issued by consolidated VIES Long-term debt TOTAL LIABILITIES STOCKHOLDERS' EQUITY Preferred stock Common stock Additional paid-in capital Retained earnings Accumulated other comprehensive income/(loss) ("AOCI") Treasury stock, at cost TOTAL STOCKHOLDERS' EQUITY TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY $ Dec 31, 2023 29,066 595,085 276,152 200,436 485,743 54,864 201,704 369,848 571,552 1,323,706 22,420 1,301,286 107,363 30,157 64,381 159,308 $ 3,875,393 $ 2,400,688 216,535 44,712 139,581 40,847 290,307 23,020 391,825 (a) 3,547,515 27,404 4,105 90,128 332,901 (10,443) (116,217) 327,878 $ 3,875,393 $ Sep 30, 2023 24,921 486,448 350,059 188,279 534,923 67,070 197,119 388,261 585,380 1,310,059 21,946 1,288,113 127,752 29,677 64,910 150,801 $ 3,898,333 $ 2,379,526 268,750 45,470 165,494 41,963 292,070 24,896 362,793 (a) 3,580,962 27,404 4,105 89,899 327,044 (17,104) (113,977) 317,371 $ 3,898,333 $ Jun 30, 2023 26,064 469,059 325,628 163,563 572,779 64,217 203,262 408,941 612,203 1,300,069 21,980 (b) 1,278,089 111,561 29,493 64,238 151,346 $ 3,868,240 $ 2,398,962 266,272 41,022 JPMORGAN CHASE & CO. Dec 31, 2023 Change 132,264 46,545 286,934 19,647 364,078 (a) 3,555,724 27,404 4,105 89,578 317,359 (14,290) (111,640) 312,516 $ 3,868,240 $ Mar 31, 2023 25,098 520,902 317,111 195,917 519,618 59,274 197,248 412,827 610,075 1,128,896 20,053 1,108,843 115,316 28,266 62,090 181,795 $ 3,744,305 $ 2,377,253 246,396 42,241 145,153 44,711 275,077 14,903 295,489 3,441,223 27,404 4,105 89,155 306,208 (14,418) (109,372) 303,082 $ 3,744,305 $ Dec 31, 2022 27,697 539,537 315,592 185,369 382,919 70,880 205,857 425,305 631,162 1,135,647 19,726 1,115,921 125,189 27,734 60,859 182,884 $ 3,665,743 $ 2,340,179 202,613 44,027 126,835 51,141 300,141 12,610 295,865 3,373,411 27,404 4,105 89,044 296,456 (17,341) (107,336) 292,332 $ 3,665,743 On May 1, 2023, JPMorgan Chase acquired certain assets and assumed certain liabilities of First Republic Bank from the FDIC. Refer to page 30 for additional information. (a) Included a five-year $50 billion Purchase Money Note issued to the FDIC, as well as FHLB advances associated with the First Republic acquisition. (b) Included an addition to the allowance for loan losses of $1.1 billion associated with the First Republic acquisition. Sep 30, 2023 17% 22 (21) (9) (18) (16) € 1 (19) (2) (16) (3) (1) (8) 8 (1) | | | Ng E 2 39 (2) 3 (1) Dec 31, 2022 5% 10 (12) 8 27 (23) (2) (13) (9) 17 14 17 (14) 9 6 (13) 6 3 7 2 10 (20) (3) 83 32 5 1 12 40 (8) 12 6 Page 5

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