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Axos Financial, Inc. Investor Presentation

Loan Diversity - September 30, 2018 1. CRE/Home Equity/ Consumer and Other 6% C&I Lender Finance 2% - SF Loan Portfolio¹ 100% = $8,717 Million Factoring 1% Multifamily 21% C&I 19% Gross loans and leases before unaccreted discounts and loan and lease fees and allowances. 51% SF-Residential axos™ 9

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