Investor Presentaiton

Strategy SNB is focused on our strategic objectives SNB's Group Strategic Focus Areas This Translates to Specific Strategic Objectives and Initiatives for our Business Segments Grow domestic market share in Retail & Corporate financing & CASA Retail Grow market share and accelerate digitization I Optimization of costs & funding, and Wholesale value capture I Fortify digital leadership via digitization, zero-back office & digital ventures Grow value contribution from Subsidiaries I SNB | 3Q 2023 | Investor Presentation IL Wholesale Grow assets market share and enhance returns 立 SNB Grow market share in financing Grow market share in CASA Excel in digital sales and deploy leading digital propositions, capabilities and customer journeys Drive payroll customer acquisition Evolve distribution model for the future through smaller and leaner formats Corporate Grow market share; leverage V2030 Upgrade Transaction Banking proposition Expand digital platform Treasury Generate robust funding & capital Boost investment returns while mainting portfolio flexibility and resilience Subsidaries Grow value contribution SNB Capital Strengthen and future-proof existing business Shape the growth of local and regional capital markets Drive efficiency and productivity of assets and people International Grow in scale Drive efficiency & productivity Digital Ventures Digital attacker and incubator 14

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