DIB's Digital Journey
Segmental Overview - Consumer
بنك دبي الإسلامي
Dubai Islamic Bank
#Ready For TheNew
Management Commentary
Breakdown by Portfolio - June 2021
Revenue Trends (AED mn)
•
Consumer financing now stands at AED
51 billion, supported by gross new
financing of AED 6.6 billion, a 9% increase
over the same period last year. This was
primarily the result of a 22% YoY rise in
new home financing.
Home
Finance,
42%
2,079
Personal
Finance,
37%
1,796
451
400
AED
6.38%
51 bn
5.62%
1,627
1,396
1H2020
1H2021
.
Auto, personal and home
finance
continued to be the key contributors to
Auto
Finance, 17%
Cards, 4%
the consumer portfolio.
Segment Gross Financing / Deposits (AED bn)
Fees & Commission, Others
ONet Funded Income
Yield on Financing
CASA (AED bn)
34
32
41
73
2019
91
52
52
51
93
21
221
19
19
14
2020
Jun 2021
2019
2020
Jun 2021
Deposits
Current Account
Savings Account
■Gross Financing
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