Scotiabank Risk Overview

Reconciliation for non-GAAP Financial Measures ($ millions) Reported Basis Adjusted Basis¹ Q1/23 Q1/22 Q4/22 Q1/23 Pre-tax, pre-provision profit Q1/22 Q4/22 Global Wealth Management Revenue 1,422 1,289 1,323 1,422 1,289 1,323 Expenses 862 798 802 853 789 793 Pre-tax, pre-provision profit 560 491 521 569 500 530 Global Banking and Markets Revenue 1,404 1,354 1,503 Expenses 670 696 773 Pre-tax, pre-provision profit 734 658 730 1 Refer to non-GAAP measures on page 4 of the Management's Discussion & Analysis in the Bank's First Quarter 2023 Report to Shareholders, available on http://www.sedar.com 883 83

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