Third Quarter 2021 Investor Presentation

Adjusting Items Q3/20 Q2/21 Q3/21 I 6 26 26 24 Adjusting Items (Pre-Tax) ($MM) Acquisition-Related Costs Integration Costs International Banking Global Wealth Management Amortization of Intangibles 40 34 Canadian Banking International Banking Global Wealth Management Net Loss/(Gain) on Divestitures Other Total (Pre-Tax) Adjusting Items (After-Tax and NCI) ($MM) Acquisition-Related Costs 2572 12 11 10 2529 (44) (44) 22 - - 26 11 2578 - - 24 Q3/21 After-Tax Q3/20 Q2/21 Tax NCI and NCI Integration Costs 24 International Banking 19 Global Wealth Management 5 2 Amortization of Intangibles 18 19 Canadian Banking 4 International Banking 8 Global Wealth Management 6 Net Loss/(Gain) on Divestitures (43) 19 24969 6 18 1 4 4 7 1 7 Other (43) 4 Total (After-Tax and NCI) (1) 19 6 01 18 1 Excludes amortization of intangibles related to software (pre-tax) 2 Excludes amortization of intangibles related to software (after-tax) 19 19

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