RBC Financial Performance Update

Personal & Commercial Banking ■ The financial services leader in Canada - #1 or #2 market share in all key product categories - Most branches and one of the largest mobile sales networks across Canada - Superior cross-sell ability ■ In 9 countries and territories in the Caribbean - 3rd largest bank by assets (1) in English Caribbean Innovative direct banking to U.S. cross-border clients Ongoing investments to digitize our banking channels Q2/2021 Highlights Clients (MM) Branches ATMs 14+ 1,233 4,393 Active Digital (Online and Mobile) Users (2) (MM) 7.9 Employees (FTE) 35,999 Net Loans & Acceptances (1) ($BN) 497.4 Deposits (1) ($BN) 495.0 AUA(1) ($BN) 339.0 Net Income ($ millions) 6,402 6,028 234 168 5,087 6,168 5,860 5,077 10 2018 2019 2020 ■Canadian Banking 1,908 36 1,872 532 649 -117 Q2/20 Q2/21 ■Caribbean & U.S. Banking Revenue by Business Line (3) Canadian Banking 96% Personal Banking 73% Business Banking 23% (1) Based on average balances. (2) This figure represents the 90-day active customers in Canadian Banking only. (3) For the quarter ended April 30, 2021. 9 | BUSINESS SEGMENTS Caribbean & U.S. Banking 4% RBC

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