Investor Presentaiton

BUSINESS & PRIVATE BANKING - SME BUSINESS LENDING GROWTH AUSTRALIAN SME BUSINESS LENDING GROWTH (YOY)¹ 8.3% (1.7%) (1.3%) 0.4% (4.0%) $31bn $8bn $28bn $42bn $109bn Agri (0.4%) 2 Health CRE Other NAB B&PB SME growth-average of ANZ, CBA, WBC3 Denotes lending balance as at 30 September 2020 (1) Growth rates are on a customer segment basis and not industry (2) CRE primarily represents commercial real estate investment lending across a range of asset classes including Retail, Office, Industrial, Tourism and Leisure, and Residential Represents NAB internal estimates of SME business lending growth for ANZ, CBA and WBC based on latest publicly available peer data National Australia Bank

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