First Quarter Group Results

NPL by Sectors Q1 2023 General Education Commerce 0.20% Communication 0.06% 14.75% Agriculture 1.22% Transportation 5.24% Power 0.15% Government 0.26% FYE 2022 Communication 0.05% Education 0.25% General Commerce 14.71% Agriculture 1.20% Transportation 5.27% Power 0.11% Oil and Gas 43.57% Government 0.27% Consumer Credit 12.88% Finance Finance & Insurance & Insurance 0.40% Real Estate and Constructio n Manufacturing 12.80% Consumer Credit 12.85% 0.20% Real Estate and Construction Manufacturing 12.69% 7.99% 8.50% Total NPLs - N178.0 Billion NPL Ratio - 4.30% Total NPLs - N177.3 Billion NPL Ratio - 4.30% Oil and Gas 44.37% © 2023 ZENITH BANK PLC | First Quarter Group Results Presentation to Investors & Analysts | Page 28

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