Investor Presentaiton

Loan Portfolio Overview Our concentration in high quality business segments allow us to have a low-risk Portfolio Loan Portfolio In R$ billion 3.5% 709.3 679.5 691.6 715.9 605.0 2014 2015 2016 Market Share (%) 20.9 19.8 22.8 22.4 21.8 2014 2015 2016 1H16 1H17 Source: Caixa Econômica Federal 1H16 1H17 Breakdown by Duration (%) As of June, 2017 7% 3% 16% 4% Concentrated in low risk loans As of June, 2017 59% 5% 16% 11% 9% 68% Up to 1 year ■ Housing ■1-2 year 6% ■ 2-3 years ■Large Corporate Others Payroll Deductible ■Infrastructure 3-5 years ■ 5-6 years 36% 26% ■ 6-7 years Over 7 years 8

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