Investor Presentaiton

22 2022 Financial target Consolidated Loan growth NPL ratio (gross) Net interest margin Net fee income growth Cost to income ratio Expected credit loss 2022 Financial target 4-6% Less than 4.0% Around 2.1% Flat growth Low 50s% Around 26,000 million Baht Note: The above financial targets are based on the Bank's preliminary estimates that may change due to the operating environments and other unforeseen circumstances. Bangkok Bank

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