Fidelity Bank Financial Overview

Financial Highlights Statement of Financial Position: QoQ Change N'million Total Assets Earning Assets Q1 2016 Q2 2016 Q3 2016 Q4 2016 VAR % VAR 1,281,240 1,397,867 1,396,055 1,298,141 887,688 971,521 969,396 969,925 (97,914) 529 -7.0% 0.1% Bank Placements 0 0 2,000 13,011 11,011 550.6% Treasury Bills 178,693 143,771 129,798 126,823 (2,975) -2.3% Bonds 118,862 116,611 108,574 111,978 3,404 3.1% Customer Loans (Naira) 365,561 400,245 398,843 399,106 263 0.1% Customer Loans (FCY) 224,572 310,894 330,181 319,007 (11,174) -3.4% Non-Earning Assets 393,552 426,346 426,659 328,216 (98,443) -23.1% Cash 26,411 22,150 21,952 34,861 12,909 58.8% Cash Reserve 214,537 231,462 193,646 172,200 (21,446) -11.1% Bal. with other Banks/Settlement 53,173 63,285 101,876 36,189 (65,687) -64.5% Fixed Assets 40,544 42,823 41,278 40,356 (922) -2.2% All Other Assets 58,888 66,625 67,907 44,610 (23,297) -34.3% Interest Bearing Liabilities 1,021,833 1,116,848 1,096,539 1,051,997 (44,542) -4.1% Demand 376,054 455,915 480,276 469,353 (10,923) -2.3% Savings 135,078 138,104 143,385 155,019 11,634 8.1% Time Deposits 273,416 235,908 171,931 168,599 (3,332) -1.9% Other Borrowings 51,854 71,943 76,901 37,219 (39,682) -51.6% On-lending Facilities 97,161 102,393 102,393 99,991 (2,402) -2.3% Debt Securities 88,269 112,584 121,652 121,816 164 0.1% All Other Liabilities 75,378 97,554 114,532 60,742 (53,790) -47.0% Equity 184,029 183,464 184,984 185,402 418 0.2% www.fidelitybank.ng 15

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