Global Wealth Management and Banking Overview

Business Lines (Q1/21 Results) Activity Personal & Commercial Banking Wealth Management Capital Markets Business Line Products Canadian Banking Mortgages Auto Loans Commercial Loans • Personal Loans • Credit Cards International Banking • Mortgages Auto Loans Commercial Loans • Personal Loans • Credit Cards Global Wealth Management • Asset Management • Private Banking • Private Investment Counsel Brokerage • Trust Global Banking and Markets Corporate Banking • Advisory Equities Fixed Income Foreign Exchange • Commodities NIAEH¹ ($MM) $915 $398 $425 $543 % All-Bank¹ 40% 17% 19% 24% % Target 35-40% 25-30% ~15% 15-20% Productivity 45.3% 54.2% 58.1% 46.0% Ratio¹ ROE1 22.0% 8.7% 17.9% 17.3% Total Assets² ($B) $368.3 $199.4 $27.5 $395.2 Employees³ 17,185 45,878 7,093 2,097 1 Adjusted figures for the 3 months ended January 31, 2021 2 Average balance for the 3 months ended January 31, 2021 3 As at January 31, 2021 7

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