Investor Presentaiton
BOI Overview
Summary Balance Sheet¹
Bank of Ireland Group
Dec 11
(€bn)
Dec 12
(€bn)
Dec 13
(€bn)
Dec 14
(€bn)
Jun 15
(€bn)
Net Customer Loans²
102
93
85
82
85
Liquid assets
31
33
27
25
24
Other assets
10
9
6
7
6
Total Assets
143
135
118
114
115
Customer deposits
71
75
74
75
79
Wholesale funding
51
39
27
Private Sources
Monetary Authorities
22
28
24
19
23
15
8
264
20
15
16
14
1
Subordinated liabilities
1
2
2
2
3
Other liabilities
10
10
10
7
8
8
Stockholders' equity
10
9
8
9
9
Other equity instruments
1
Total Liabilities & Stockholders' Equity
143
135
118
114
115
CET1 Core Tier 1 Ratio³
14.3%
14.4%
12.3%
14.8%
15.9%
Total capital ratio³
14.7%
15.3%
14.1%
18.3%
20.7%
Loan to deposit ratio
144%
123%
114%
110%
108%
Balance sheet excludes BOI Life assets and liabilities.
2 Loans and advances to customers is stated after impairment provisions.
3CET1/Core Tier 1 and total capital ratios are stated under Basel II rules as amended for PCAR requirements for 2011 - 2012 and under Basel III transitional rules for 2013 - 2015.
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